Peer-to-peer (P2P) lending has opened the door for everyday people to lend money directly to borrowers without the middleman of a traditional bank. The idea is simple: investors earn interest on the money they lend, while borrowers often get better rates than banks. But with dozens of platforms out there, each with different rules, risks, and returns, choosing the right one can feel overwhelming. This guide breaks down exactly what to look for when selecting a platform for P2P lending in India. You'll learn the key factors that separate reliable platforms from risky ones, helping you make a smart decision